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Senior Living vs. Staying at Home: 7 Costs Families Often Overlook
1 min read
Paid caregiving is one of the biggest costs families might not think about. At first, an older adult may only need a few hours of help each week with things like bathing, dressing, meals, or chores. But over time, those hours often go up. The 2025 CareScout Cost of Care Survey found that the national median rate for a non-medical caregiver was $35 an hour. If someone needs 44 hours of care each week, that adds up to over $80,000 a year. Medicare usually does not pay for long-term help with daily activities like bathing and dressing. Families should know what their insurance covers and what it does not. Even after the mortgage is paid off, owning a home still comes with ongoing expenses. Regular costs like lawn care, snow removal, cleaning, replacing appliances, and fixing plumbing...
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